The Naperville Public Library is one of the best places to go for free, unbiased resources on all aspects of personal finance. 

Healthy Savings Habits

• America Saves
  Savings tips, strategies, and resources to help build personal wealth.
• Choose to Save: Savings Tips
  Helpful tips from Choose to Save, the award-winning national financial education program.
• Feed the Pig
  Interactive site designed to help young adults ages 25-34 gain control of the finances.
• Get More Money Now
  Savings tips from the Better Business Bureau.
• Ready Save Grow
  Safe and convenient ways to save from the U.S. Treasury Department.
• TreasuryDirect
  Comprehensive site for saving and investing in U.S. Treasury securities.

Saving for College

• College Savings Plans Network
  Nonprofit association dedicated to making a college education affordable and accessible.
• FastWeb
  One of the oldest and largest scholarship sites.
• FinAid! Smart Student Guide to Financial Aid
  Comprehensive source of student financial aid information, advice, and tools.
• SaveandInvest.org Saving for College
  Guides, alerts, 529 Plan analyzer, tools, and resources.
• Smart Saving for College
  College costs, savings options, tax credits, and savings tips.
• Student Aid on the Web
  Federal student aid information from the U.S. Department of Education.

Retirement Planning

• Ballpark Estimate
  Worksheet for calculating how much you need to fund a comfortable retirement.
• Plan Well, Retire Well
  Independent, objective investor education from the University of Illinois Extension.
• Retirement Confidence Survey
  Longest running annual survey of its kind, sponsored by the Employee Benefit Research Institute.
• Retirement Savings Education Campaign
  Retirement resources from the U.S. Department of Labor.
• Smart Tips for Avoiding Retirement Scams
  Protect yourself from early retirement scams and fraudulent early retirement sales pitches.
• Smart 401k Investing
  Step-by-step guide to starting, investing, and managing your retirement account.
• Social Security Administration
  Use the retirement planner and benefits calculator, apply for benefits, and find Social Security information and tools.

Credit and Debt Management

• Annual Credit Report.com
  Request a free credit report once every 12 months from the only authorized online source for free credit reports under federal law.  
• Credit Reports and Credit Scores
  Concise explanation of credit scores, reports and errors, with useful links to consumer help and bilingual resources.
• Federal Trade Commission Fair Debt Collection
  Commonly asked questions about your rights under the Fair Debt Collection Practices Act, with important information about filing a complaint with the FTC.
• Get More Money Now
  Credit and debt basics, credit management, and Earned Income Tax Credit information from the Better Business Bureau.
• Getting Credit
  Identity theft, credit scams, lost wallets, credit fraud, with information about maintaining, improving, and protecting good credit.
• Know Before You Owe: Credit Cards
  Model credit card agreement created by the federal Consumer Financial Protection Bureau.
• Know the Score: How Your Credit Score Impacts Your Financial Future
  Explanation of credit score calculations.
• Managing Your Credit
  Tips for establishing and maintaining good credit.
• National Foundation for Credit Counseling
  Connects consumers with local credit counseling services.

Financial Emergencies

• 360 Degrees of Financial Literacy: In Crisis
  Prepare for unexpected hardship with information on bankruptcy, disability, debt, and death.
• Getting Through Tough Financial Times
  Sound advice on coping with financial stress.
• Health and Retirement Benefits After Job Loss
  Answers to questions on health benefits, health coverage, and access to retirement funds for dislocated workers.
• Money Matters: Tips from the FTC
  Get help weathering tough economic times and money issues.
• Weathering Top Economic Times - 12 Tips for 2012
  Making sound financial decisions in 2012 can help prevent future challenges.

Financial Literacy

• 360 Degrees of Financial Literacy
  Developed by the American Institute of Certified Public Accountants to help Americans understand their personal finances through every stage of life.
• Basics of Money
  How to budget, spend, and manage your money wisely from Kiplinger's.
• Better Business Bureau Start With Trust
  Consumer news, hot marketplace topics, report a scam, check out a business or charity.
• Consumer Financial Protection Bureau
  Created by the federal government to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or managing student loan debt.
• Financial Capability Study
  Groundbreaking state-by-state findings, this study aims to assess and establish a baseline measure of the financial literacy of U.S. adults.
• Marketplace Money
  Website for American Public Media's Marketplace Money radio show, nationally recognized for timely, relevant coverage of economics and personal finance.
• Money 101
  Step-by-step guide to gaining control of your financial life.
• MyMoney.gov
  U.S. government site dedicated to teaching all Americans the basics of financial education.
• Save and Invest
  Free, unbiased information on saving, credit, car buying, and protecting your money from the FINRA Investor Education Foundation.

Housing, Mortgages, Foreclosures

• Avoiding Foreclosures
  Accurate, unbiased information from HUD for homeowners facing foreclosure.
• Help for Homeowners from the Illinois Attorney General
  Important information for homeowners behind in mortgage payments to avoid foreclosure and scams.
• Home Equity Advisor
  National Council on Aging's tool designed to help seniors use home equity in retirement.
• Making Home Affordable
  U.S. government program providing support for homeowners, including mortgage and foreclosure assistance.
• Mortgage Foreclosure Resources
  Resources from the Federal Reserve System for consumers, small municipalities, housing counselors, and community groups. 
• Facts for Consumers: Reverse Mortgages
  Get the facts from the FTC before cashing in our home's equity.
• HUD.gov FHA Reverse Mortgages
  The only reverse mortgage insured by the U.S.Government is called a Home Equity Conversion Mortgage, available only through an FHA-approved lender.
• Your Guide to Reverse Mortgages
  Information and resources from the National Reverse Mortgage Lenders Association.

Identity Theft and Financial Fraud

• Fighting Back Against Identity Theft
  Learn how to deter, detect, and defend against identity theft.
• Investor Protection
  The tools you need to be an informed investor and avoid problems in the complex world of investing, from the Financial Industry Regulatory Authority (FINRA).
• Fighting Identity Theft
  Consumer protection information from the U.S. Treasury Department Office of the Comptroller of the Currency.
• Financial Protection for Older Americans
  The U.S. Office of Financial Protection for Older Americans offers seniors information and tools to navigate safely through financial challenges.
• OnGuardOnline.gov
  Practical tips from government and technology industry sources to help protect against Internet fraud.
• IDTheftInfo.org
  Created by the Consumer Federation of America, includes vital information about identity theft for consumers, victims, and businesses.

Basic Banking Services

• Bankrate
  Compare rates for checking, savings, CDs, and mortgages. Also includes bank ratings and calculators to compare borrowing costs. 
•  America's Credit Unions
  Website for the Credit Union National Associaton, providing information on locating and joining a credit union and the latest news in consumer finance.
• Federal Deposit Insurance Corporation (FDIC)
  Resources to educate and protect consumers about banks, Internet banking, loans, mortgages and fraud protection. 
• Help With My Bank
  Created by the U.S. Treasury, this site reinforces the fair treatment of national bank customers and answers questions on credit cards, mortgages, and loans.

Insurance

• Medicare.gov
  Official U.S. site for Medicare, with information on enrollment, eligibility, coverage, and claims.
• HealthCare.gov: Taking Health Care Into Your Own Hands
  Learn about insurance options, coverage, and consumer rights under the Affordable Health Care Act effective September 2010.
• Illinois Department of Insurance
  Covers health, auto, homeowners, and life insurance; also includes health insurance reform information for consumers.
• National Clearinghouse for Long Term Care Information
  Developed by the U.S. Dept. of Health and Human Services to provide information about long term care services and costs.
• National Association of Insurance Commissioners Consumer Information Source
  Check out an insurance company's complaint record before purchasing insurance, provided by insurance regulators from 50 states.
• Stop Medicare Fraud
  Tools, announcements, and information from the U.S. Departments of Health & Human Services and Justice on fighting  and reporting Medicare fraud.