Managing Your Money
The Naperville Public Library is one of the best places to go for free, unbiased resources on all aspects of personal finance.
Healthy Savings Habits
- America Saves
Savings tips, strategies, and resources to help build personal wealth.
- Choose to Save: Savings Tips
Helpful tips from Choose to Save, the award-winning national financial education program.
- Feed the Pig
Interactive site designed to help young adults ages 25-34 gain control of the finances.
- Get More Money Now
Savings tips from the Better Business Bureau.
- Ready Save Grow
Safe and convenient ways to save from the U.S. Treasury Department.
Comprehensive site for saving and investing in U.S. Treasury securities.
Saving for College
- College Savings Plans Network
Nonprofit association dedicated to making a college education affordable and accessible.
- FinAid! Smart Student Guide to Financial Aid
Comprehensive source of student financial aid information, advice, and tools.
- SaveandInvest.org Saving for College
Guides, alerts, 529 Plan analyzer, tools, and resources.
- Smart Saving for College
College costs, savings options, tax credits, and savings tips.
- Student Aid on the Web
Federal student aid information from the U.S. Department of Education.
- Ballpark Estimate
Worksheet for calculating how much you need to fund a comfortable retirement.
- Plan Well, Retire Well
Independent, objective investor education from the University of Illinois Extension.
- Retirement Confidence Survey
Longest running annual survey of its kind, sponsored by the Employee Benefit Research Institute.
- Retirement Savings Education Campaign
Retirement resources from the U.S. Department of Labor.
- Smart Tips for Avoiding Retirement Scams
Protect yourself from early retirement scams and fraudulent early retirement sales pitches.
- Smart 401k Investing
Step-by-step guide to starting, investing, and managing your retirement account.
- Social Security Administration
Use the retirement planner and benefits calculator, apply for benefits, and find Social Security information and tools.
- Annual Credit Report.com
Request a free credit report once every 12 months from the only authorized online source for free credit reports under federal law.
- Credit Reports and Credit Scores
Concise explanation of credit scores, reports and errors, with useful links to consumer help and bilingual resources.
- Federal Trade Commission Fair Debt Collection
Commonly asked questions about your rights under the Fair Debt Collection Practices Act, with important information about filing a complaint with the FTC.
- Get More Money Now
Credit and debt basics, credit management, and Earned Income Tax Credit information from the Better Business Bureau.
- Getting Credit
Identity theft, credit scams, lost wallets, credit fraud, with information about maintaining, improving, and protecting good credit.
- Know Before You Owe: Credit Cards
Model credit card agreement created by the federal Consumer Financial Protection Bureau.
- Know the Score: How Your Credit Score Impacts Your Financial Future
Explanation of credit score calculations.
- Managing Your Credit
Tips for establishing and maintaining good credit.
- National Foundation for Credit Counseling
Connects consumers with local credit counseling services.
- 360 Degrees of Financial Literacy: In Crisis
Prepare for unexpected hardship with information on bankruptcy, disability, debt, and death.
- Getting Through Tough Financial Times
Sound advice on coping with financial stress.
- Health and Retirement Benefits After Job Loss
Answers to questions on health benefits, health coverage, and access to retirement funds for dislocated workers.
- Money Matters: Tips from the FTC
Get help weathering tough economic times and money issues.
- Weathering Top Economic Times - 12 Tips for 2012
Making sound financial decisions in 2012 can help prevent future challenges.
- 360 Degrees of Financial Literacy
Developed by the American Institute of Certified Public Accountants to help Americans understand their personal finances through every stage of life.
- Basics of Money
How to budget, spend, and manage your money wisely from Kiplinger's.
- Better Business Bureau Start With Trust
Consumer news, hot marketplace topics, report a scam, check out a business or charity.
- Consumer Financial Protection Bureau
Created by the federal government to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or managing student loan debt.
- Financial Capability Study
Groundbreaking state-by-state findings, this study aims to assess and establish a baseline measure of the financial literacy of U.S. adults.
- Marketplace Money
Website for American Public Media's Marketplace Money radio show, nationally recognized for timely, relevant coverage of economics and personal finance.
- Money 101
Step-by-step guide to gaining control of your financial life.
U.S. government site dedicated to teaching all Americans the basics of financial education.
- Save and Invest
Free, unbiased information on saving, credit, car buying, and protecting your money from the FINRA Investor Education Foundation.
Housing, Mortgages, Foreclosures
- Avoiding Foreclosures
Accurate, unbiased information from HUD for homeowners facing foreclosure.
- Help for Homeowners from the Illinois Attorney General
Important information for homeowners behind in mortgage payments to avoid foreclosure and scams.
- Home Equity Advisor
National Council on Aging's tool designed to help seniors use home equity in retirement.
- Making Home Affordable
U.S. government program providing support for homeowners, including mortgage and foreclosure assistance.
- Mortgage Foreclosure Resources
Resources from the Federal Reserve System for consumers, small municipalities, housing counselors, and community groups.
- Facts for Consumers: Reverse Mortgages
Get the facts from the FTC before cashing in our home's equity.
- HUD.gov FHA Reverse Mortgages
The only reverse mortgage insured by the U.S.Government is called a Home Equity Conversion Mortgage, available only through an FHA-approved lender.
- Your Guide to Reverse Mortgages
Information and resources from the National Reverse Mortgage Lenders Association.
Identity Theft and Financial Fraud
- Fighting Back Against Identity Theft
Learn how to deter, detect, and defend against identity theft.
- Investor Protection
The tools you need to be an informed investor and avoid problems in the complex world of investing, from the Financial Industry Regulatory Authority (FINRA).
- Fighting Identity Theft
Consumer protection information from the U.S. Treasury Department Office of the Comptroller of the Currency.
- Financial Protection for Older Americans
The U.S. Office of Financial Protection for Older Americans offers seniors information and tools to navigate safely through financial challenges.
Practical tips from government and technology industry sources to help protect against Internet fraud.
Created by the Consumer Federation of America, includes vital information about identity theft for consumers, victims, and businesses.
Compare rates for checking, savings, CDs, and mortgages. Also includes bank ratings and calculators to compare borrowing costs.
- America's Credit Unions
Website for the Credit Union National Associaton, providing information on locating and joining a credit union and the latest news in consumer finance.
- Federal Deposit Insurance Corporation (FDIC)
Resources to educate and protect consumers about banks, Internet banking, loans, mortgages and fraud protection.
- Help With My Bank
Created by the U.S. Treasury, this site reinforces the fair treatment of national bank customers and answers questions on credit cards, mortgages, and loans.
Official U.S. site for Medicare, with information on enrollment, eligibility, coverage, and claims.
- HealthCare.gov: Taking Health Care Into Your Own Hands
Learn about insurance options, coverage, and consumer rights under the Affordable Health Care Act effective September 2010.
- Illinois Department of Insurance
Covers health, auto, homeowners, and life insurance; also includes health insurance reform information for consumers.
- National Clearinghouse for Long Term Care Information
Developed by the U.S. Dept. of Health and Human Services to provide information about long term care services and costs.
- National Association of Insurance Commissioners Consumer Information Source
Check out an insurance company's complaint record before purchasing insurance, provided by insurance regulators from 50 states.
- Stop Medicare Fraud
Tools, announcements, and information from the U.S. Departments of Health & Human Services and Justice on fighting and reporting Medicare fraud.