Borrowing & Fees

A Library card being held up with a checkout desk in the background. Text: Naperville Public Library

Naperville Public Library is a fine-free library!

Naperville Public Library does not charge fines for overdue items. Customers who do not return materials on time will have their accounts locked after seven days rather than accruing fines. Once an overdue item is returned, the account will be unlocked. 

Eliminating overdue fines allows for increased flexibility for our customers, equitable access to resources, better customer service, and a continued commitment to responsibly utilizing Library services.

What happens when an item is overdue?

7 Days Overdue

Your account will be locked, and you will no longer be able to check out materials. Your account will be unlocked automatically once your overdue item is checked in. No fines will be assessed.

45 Days Overdue

A billed replacement fee will be added to your account. This fee will be removed if the item is returned in proper condition up to 119 days past the item’s due date. 

120+ Days Overdue

The item is no longer eligible for return or refund. At this point, we will have likely replaced it in our collection. You now own that material.

Please note: Items borrowed through Interlibrary Loan may be subject to the lending library's fine schedule.

Loan Periods and Renewals Based on Material Type

ItemsLoan PeriodRenewalsTotal CheckoutsNotes
Audiobooks3 weeks10 timesUnlimitedSee Note 1
BiblioboardNo limitUnlimitedUnlimitedN/A
Book Club in a Bag Kit6 weeks10 timesUnlimitedN/A
Books3 weeks10 timesUnlimitedSee Note 1
Boundless (formerly Axis 360) 
(e-books and e-audiobooks)
3 weeksUnlimited
5 at a time
Early return available, not compatible with non-tablet readers - See Note 2
Hoopla (e-books and e-audiobooks)3 weeksLimited8 Hoopla downloads per monthA renewed title will count against your monthly download limit - See Note 2
Interlibrary Loan (books and audiobooks)3 weeksNoneNo specified limitN/A
Talking Books
3 weeks10 timesUnlimitedSee Note 1
LINKin (books and AV materials except DVDs)4 weeks1 time - 28 daysUnlimitedSee Note 1
Magazines1 week10 timesUnlimitedSee Note 1
Music CDs3 weeks10 timesUnlimitedSee Note 1
OverDrive/Libby (e-books, e-audiobooks, and e-magazines)3 weeksUnlimited15 at a timeEarly return available. Each digital copy is loaned to one person at a time - See Note 2

More information about fees

  • Sign up for text messages or email notifications to help manage your account.
  • Overdue notification is a courtesy. The Library is not responsible if a notification is not received.
  • Incurring charges in excess of $50 for lost or damaged materials may be referred to a recovery agency.
  • Lost and damaged items are billed after 45 days overdue. At 90 days overdue, if charges are $50 and up, the account will be referred to a recovery agency and a $10 fee will be added, for each referral. Items that are 120 or more days overdue will not be eligible for return or refund.


  • Note 1
    • Items may be renewed as long as there is no hold with the exception of Digital Materials, Popular Picks, and Interlibrary loans.
    • Items renew for the same length of time as the original checkout period.
    • Renewals are effective from the date that the item is due.
    • Eligible items must be renewed before seven days overdue to avoid an account lock.
  • Note 2
    • Not available to reciprocal borrowers. Will not send out to partner libraries (LinkIn).
  • Note 3
    • Will not send out to partner libraries (LinkIn).